MEET THE TEAM
Polygon Financial Group is a family-owned business with deep roots in Colorado and the Denver metro area. If you live in Colorado or want to move to Colorado, we can help. Give us a call or send us a message. We will give you a quote within an hour, guaranteed.
MORTGAGE RATES HIT THEIR HISTORICAL LOW IN MARCH.
The coronavirus is sweeping the globe and sending financial markets plunging. That’s bad news for your 401k, but it’s good news for home lending rates. On Friday, February 28th, rates hit an 8 year low. In early march they hit their historical low. If you are a home owner, it is very likely that you can refinance your loan at a lower rate than you are currently paying. Call or send me a message for a free quote and refinancing assesment. A 15 minute phone call could save you tens of thousands of dollars.
available from 8:00 am – 10:00 pm
In this podcast: Lorne Levy explains the impact of the Coronavirus on dropping home loan rates to record lows. He also explains why looking at popular websites for daily mortgage rates is often misleading and why he can offer lower rates than many competitors.
DON'T MISS OUT ON HISTORICALLY LOW MORTGAGE RATES
Mortgage rates have hit record lows 12 times in 2020 (as of 11/5/2020*). This can't continue forever.
If you’re looking to purchase a home or refinance, Lorne Levy can help. For a limited time Lorne will include a free appraisal with all home purchases and refinances. Take advantage of low rates and the included appraisal for an additional $599 in savings.
Lorne Levy is your go-to resource for reverse mortgages. He has helped qualified Colorado homeowners eliminate mortgage payments. He has also helped many more individuals and couples create a retirement income source from the equity in their homes.
Colorado’s real estate values have climbed to new highs over the past decade. The median home price of homes in Douglas County exceeds $574,000. The equity in your home is a valuable asset. If you want to continue to live in your home, Lorne can help you access your home’s equity to eliminate mortgage payments or to provide an income source.
Reverse mortgages can be beneficial, but there are a few things to keep in mind (such as the need to maintain the home, and keep current on taxes and insurance payments).
If you are interested in a reverse mortgage but want to learn more, fill out the form to set-up a meeting with Lorne. Every situation is different. Tell him what you want, and he will look at the options and help you devise a strategy to safely achieve your goals.
The PolyFi Difference
Polygon Financial is a small family-oriented mortgage brokerage that was established in October of 2002 and has a distinguished track record of providing the highest level of customer service in addition to some of the lowest rates and fees in the market. We know you have many options when choosing a lender for your new home purchase or mortgage refinance. Polygon Financial offers extremely competitive rates and fees while working closely with our clients through every aspect of the lending process.
Conventional loans are the most commonly utilized type of loan. Conventional loans are insured by Fannie Mae and Freddie Mac.
A reverse mortgage is a negative amortization loan in which the borrower ceases to make mortgage payments.
An adjustable rate mortgage (ARM) loan is a mortgage where the interest rate is not fixed over the life of the loan.
An FHA loan is a mortgage insured by the Federal Housing Administration. FHA loans are provided by FHA-approved lenders.
A jumbo loan can exceed the cap set by the FHFA. Jumbo loans cannot be guaranteed by Fannie Mae or Freddie Mac.
A VA loan, or VA mortgage loan, is guaranteed by the United States Department of Veteran Affairs (VA).
Cash back for our nation's heroes when buying a home.
If you’re a military service member—active duty or veteran—police officer, fire fighter, first responder, health care worker, or teacher, than you’re eligible for Homes for Heroes.
When you are looking to buy a home, you will need more than a good lender. PolyFi’s Picks is a list of professional service providers. If you are looking for a real estate agent, a contractor, or more, than start here. Feel free to contact us with any questions.