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MEET THE TEAM

Polygon Financial Group is a family-owned business with deep roots in Colorado and the Denver metro area. If you live in Colorado or want to move to Colorado, we can help. Give us a call or send us a message. We will give you a quote within an hour, guaranteed. 

MORTGAGE RATES HIT THEIR HISTORICAL LOW IN MARCH.

The coronavirus is sweeping the globe and sending financial markets plunging. That’s bad news for your 401k, but it’s good news for home lending rates. On Friday, February 28th, rates hit an 8 year low. In early march they hit their historical low. If you are a home owner, it is very likely that you can refinance your loan at a lower rate than you are currently paying. Call or send me a message for a free quote and refinancing assesment. A 15 minute phone call could save you tens of thousands of dollars. 

available from 8:00 am – 10:00 pm

Lorne's Podcast

The Coronavirus and Home Loan Rates

In this podcast: Lorne Levy explains the impact of the Coronavirus on dropping home loan rates to record lows. He also explains why looking at popular websites for daily mortgage rates is often misleading and why he can offer lower rates than many competitors.

LISTEN NOW

DON'T MISS OUT ON HISTORICALLY LOW MORTGAGE RATES

Mortgage rates have hit record lows 12 times in 2020 (as of 11/5/2020*). This can't continue forever.

If you’re looking to purchase a home or refinance, Lorne Levy can help. For a limited time Lorne will include a free appraisal with all home purchases and refinances. Take advantage of low rates and the included appraisal for an additional $599 in savings. 

Lorne Levy is your go-to resource for reverse mortgages. He has helped qualified Colorado homeowners eliminate mortgage payments. He has also helped many more individuals and couples create a retirement income source from the equity in their homes.

Colorado’s real estate values have climbed to new highs over the past decade. The median home price of homes in Douglas County exceeds $574,000. The equity in your home is a valuable asset. If you want to continue to live in your home, Lorne can help you access your home’s equity to eliminate mortgage payments or to provide an income source.

Reverse mortgages can be beneficial, but there are a few things to keep in mind (such as the need to maintain the home, and keep current on taxes and insurance payments). 

If you are interested in a reverse mortgage but want to learn more, fill out the form to set-up a meeting with Lorne. Every situation is different. Tell him what you want, and he will look at the options and help you devise a strategy to safely achieve your goals. 

 

Reverse Mortgage

The PolyFi Difference

Polygon Financial is a small family-oriented mortgage brokerage that was established in October of 2002 and has a distinguished track record of providing the highest level of customer service in addition to some of the lowest rates and fees in the market. We know you have many options when choosing a lender for your new home purchase or mortgage refinance. Polygon Financial offers extremely competitive rates and fees while working closely with our clients through every aspect of the lending process. 

Conventional Loans

Conventional loans are the most commonly utilized type of loan. Conventional loans are insured by Fannie Mae and Freddie Mac. 

Reverse Mortgages

A reverse mortgage is a negative amortization loan in which the borrower ceases to make mortgage payments.

ARM Loans

An adjustable rate mortgage (ARM) loan is a mortgage where the interest rate is not fixed over the life of the loan. 

FHA Loans

An FHA loan is a mortgage insured by the Federal Housing Administration. FHA loans are provided by FHA-approved lenders.

Jumbo Loans

A jumbo loan can exceed the cap set by the FHFA. Jumbo loans cannot be guaranteed by Fannie Mae or Freddie Mac.

VA Loans

A VA loan, or VA mortgage loan, is guaranteed by the United States Department of Veteran Affairs (VA).

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Cash back for our nation's heroes when buying a home.

If you’re a military service member—active duty or veteran—police officer, fire fighter, first responder, health care worker, or teacher, than you’re eligible for Homes for Heroes. 

PolyFi's Picks

When you are looking to buy a home, you will need more than a good lender. PolyFi’s Picks is a list of professional service providers. If you are looking for a real estate agent, a contractor, or more, than start here. Feel free to contact us with any questions.

TESTIMONIALS

Lorne really went out of his way to provide the best possible service for my wife and me, taking into consideration our financial situation and needs. He worked very hard to get us the best rates with the least hassle and most convenience for our situation. I recommend him most highly. You won’t be disappointed.
Jim
Castle Rock, CO
Refinance
May 2019
Lorne Levy took care of my loan like no one ever before!! There were plenty of times that I had no idea what was going on during the loan process and he would make sure to put me in the right direction or he would make calls to get it all done for me! Lol Absolutely amazing!
Derek
Denver, CO
Home Purchase
May 2019
30 Year Fixed Loan
I lucked out when I selected Lorne Levy out of Zillow's list of recommended lenders. I had not purchased a home in 30 years and was a little apprehensive about the process. However, Lorne's knowledge, expertise and patience helped me through it all. He gives great advise, provides options and explains everything. I could not have found anyone better!
Linda
Castle Rock, CO
Home Purchase
April 2019
30 Year Fixed Loan
Lorne is top notch! Very honest and trustworthy! Jumped through hoops to make things happen! I've utilized his services on more than one occasion, and will use him again in the future! Hes a phone call away for any financial questions.
Gina
Denver, CO
Refinance
February 2019
Lorne was always available and even when it was weekends or evenings he promptly returned my calls. He used all my personal information to find the right lender for my situation and circumstances. I have already recommended him to my son; this shows how much I would recommend him to anyone!!!
Connie
Englewood, CO
Home Purchase
July 2018
30 Year Fixed Loan
During the course of buying my home in Denver's ultra-competitive housing market, I consulted with five lenders. I had issues with the first four, which led me to continue searching for the right lender to work with. I contacted Lorne after receiving a referral from a mutual acquaintance. Lorne's quality of service, availability, knowledge surpassed my expectations.
Zach
Denver, CO
Home Purchase
December 2018
30 Year Fixed Loan

Looking for a home loan in the Denver metro?

Call 303.880.8881 or fill out the form. We will be in touch within minutes.